First 90 days · Private insurance
Before you become eligible for BC's provincial plan, you need private coverage. GuardMe is one of the local providers MCC students commonly use.
Student Life / Health & Safety
Stay covered. Stay well. Stay safe.
From medical insurance to mental wellness to emergency response — here is what every MCC student should know about staying healthy and safe in Vancouver.
BC MSP coverage
Mental wellness
24/7 emergency: 911
Medical Insurance
Coverage for newcomer students
All international students in British Columbia are required to have valid medical insurance. You will need private coverage during your first 90 days before becoming eligible for provincial plans.
After 90 days · BC MSP
The BC Medical Service Plan provides essential medical coverage to residents — including international students staying longer than 6 months. Premium is approximately CAD 75 / month.
What MSP Covers
In and out of scope
Covered by MSP
- Doctor visits and primary care
- Hospital services (surgeries, stays, specialist referrals)
- Diagnostic services (X-rays, ultrasounds, lab tests)
Not covered by MSP
- Prescription drugs (some exceptions)
- Dental care
- Vision care
- Physiotherapy
- Chiropractic services
How to Apply
MSP application steps
1
Apply online
Complete the MSP application through the BC government website soon after arrival.
2
Wait for processing
Allow approximately three months for MSP to process and confirm your enrolment.
3
Receive BC Services Card
You will receive a physical BC Services Card upon approval — keep it with you.
4
Pay your premium
Approximately CAD 75 per month. Set up automatic payment to avoid lapses.
Mental Health & Wellness
Support beyond physical health
Here2Talk
Free, confidential counselling offered by the Government of British Columbia — accessible by app, phone, or chat.
Simply Counselling
Personalized one-on-one counselling sessions for students who want a longer-term relationship with a therapist.
Campus Workshops
Regular sessions on stress management, work–life balance, and student wellness practices.
Addictions & overdose
Naloxone kits are available on campus to address opioid-related emergencies. Students can request a kit discreetly at the front desk and receive instructions on safe use. The Student Support Team can also refer you to recovery centres.
Campus security
Security services are provided by third-party contractors with passcode-protected entrances. The Student Support team is available to assist with any safety concerns or emergencies on campus.
Emergency Contacts
In an emergency
For police, fire, or ambulance — dial 911. For non-emergency campus concerns, contact the Student Support team during business hours or use the front-desk security after hours.
Need help?
Talk to Student Support
If something feels off — physically, mentally, or in your housing situation — the team can help you find the right resource fast.